Personal Loans
  • Australian Defence Force cadets are fully equipped for an exciting year ahead with Defence Bank’s low interest rate Cadet Loan.

    These special purpose loans (available at the ADFA and HMAS Cerberus branches) are designed to cover the exacting needs of Defence Force cadets – whether that is a new laptop computer, software, textbooks or even an approved study tour.


    Personal Loan Calculator


    Use the Personal Loan Calculator to work out your minimum weekly, fortnightly or monthly loan repayments.

  • Rates for Cadet Loan Rate - (security may be required):



    Annual Rate %
    Comparison Rate %
    9.00% pa (variable)
    9.33% pa*

    Issue Date: 6 April 2010

    *Comparison rate is calculated on $10,000 unsecured loan over a 3 year term, based on fortnightly repayments.
    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


  • This outlines the fees and charges relating to Defence Bank’s Cadet Loan. Please note there are fees and charges that may be imposed by us for additional and optional services. Fees and charges for these services are detailed in our Fees and Charges Schedule.

    Item
    Fee
    Loan Application Fee
    $50.00
    Loan Variation Fee
    $50.00
    Arrears reminder notice fee (per letter)
    $20.00
    Notice of Demand (Enforcement notice)
    $20.00

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