Bruce the dog.

The Defence Bank Foundation Credit Card.

A low rate to get your tail wagging.

3 .99 %* p.a. 6 mth intro rate.
8 .99 % p.a. Ongoing rate.
Bruce the dog.

Up to 55 days interest free on purchases.

Same low rate for purchases and cash advances.

Additional cardholder at no extra cost.

A win for members, veterans and rescue dogs.

One of Australia’s lowest interest rates.

A low-interest rate is just the start to saving you money. A range of other key features keeps you in control of your money. For home, Tap&Go contactless payments are ready to go. And when traveling becomes the thing we can do again, or maybe you’re already shopping online, it’s good to know Visa is accepted worldwide, has 24/7 monitoring for suspicious or fraudulent activity, and card controls which let you enable/disable features on-the-spot.

Apply now.

Key features.

  • 3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.*
  • 8.99% p.a. ongoing rate on purchases and cash advances.
  • Up to 55 days interest free on purchases.
  • Same low rate for purchases and cash advances.
  • Additional cardholder at no extra cost.
  • Compatible with digital wallets from Apple, Fitbit, Garmin, Google and Samsung.

One of Australia’s greatest causes.

Half of the annual $45 card fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs. This needed and welcomed cause provides specially-trained assistance dogs like Bruce (the handsome face featured on the card) to veterans living with post-traumatic stress disorder (PTSD).

A credit card that gives back.

Australia’s Defence Bank has a strong and proud record of serving and supporting those who protect us. The new Defence Bank Foundation Visa Credit card provides a tangible way for all Australians to give back to the Defence community.

The Community Dogs’ program changes lives through assistance dogs at no cost to veterans. Under the program, rescue dogs are trained in correctional facilities before being presented to veterans - providing a second chance for the dogs, inmates and veterans.


Credit card. 6 mth intro rate.* Ongoing rate.
Interest rate. 3.99% p.a. 8.99% p.a.
Annual fee.
(Half the annual fee $22.50 is donated to the Defence Bank Foundation each year the card is held.)
Additional cardholder fee. $0
Late payment fee. $20
Cash advance fee (includes withdrawals, electronic transfers, cheques and Bank@Post). From $4.10
Foreign currency conversion fee (percentage of value of transaction). 3%
Visa cards reported lost or stolen overseas- Foreign currency conversion fee, percentage of value of transaction.  
- Emergency overseas Visa replacement fee. US$175
- Emergency overseas Visa cash advance fee. US$175

Other fees may apply so check our credit card fees and charges schedule and read the key facts about our credit cards.


Rates are current as 1 October 2020 and subject to change. Introductory rate is applicable for the first six months and then reverts to the ongoing rate, currently 8.99% p.a. Credit eligibility criteria, terms and conditions, fees and charges apply. 

Offer not available to existing Defence Bank True Blue Credit Card holders.

All products except foreign currency and insurance are issued by Defence Bank. Defence Bank recommends you read the Defence Bank Products and Services - Conditions of Use for any product you choose to take. Any advice contained on this website is general advice only.

Awarded by Canstar.