Lone person walking along a beach.

If your bank just switched, maybe you should too.

Lone person walking along a beach.

In defence of choice in Australian banking.

If you’d like the choice of banking with a bank that’s not a Big 4, we would like to step forward and volunteer our services. Defence Bank has been proudly serving the men and women of the Defence community since 1975, but all Australians are welcome to join us.

Defence Bank is owned by its members. We reinvest our profits into products and services for our members. With an award-winning banking app, an Australian-based call centre, and branches and mobile lenders across the country, we would love to see how we can help you with your everyday banking.


Everything you need.

Our Everyday Access account is full of features for easy and convenient access to your money.

  • No monthly account-keeping fees.
  • Withdraw cash fee-free at Defence Bank ATMs and those of all the major banks.
  • Tap and pay with your compatible mobile or wearable device using Apple Pay, Fitbit Pay, Garmin Pay, Google Pay or Samsung Pay.
  • Open an account and get instant access to your digital card details for purchases on your mobile device.
  • Choose from four Visa Debit card camo designs.
  • Real-time payments via Osko and PayID.

Learn more about our Everyday Access account.

Award-winning app.

Our app is one of the highest-rated apps in Australia, consistently rated higher than the big banks. User-friendly and packed full of features, it's the simple way to take control of your finances on the go.

  • It's easy to see where and when you spend your money, thanks to detailed transaction data in plain language from Look Who's Charging.
  • Make every cent count with our Round Ups savings feature. Round up your purchases to the next dollar to automatically grow your savings while you spend.
  • Lost your card? On-demand card controls make it easy to instantly freeze your card or re-activate it.
  • Other useful features like Spend Tracker, secure messaging, Quick Balance, customisation tools and more.

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Our latest offers.

$4,000 cashback offer.

Get a $4,000 cashback when you refinance your home loan to us from another lender. Eligibility conditions apply.

The Defence Bank Foundation Credit Card.

Get a low ongoing rate of 8.99% p.a. and support veterans at the same time.

Competitive term deposit rates.

Start saving with as little as $1,000. Choose from a range of terms up to two years.

Got questions? We've got answers.

Fill in your details and we will get back to you shortly.

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