Soapy sponge being squeezed on a blue car.

I want to get a personal loan.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Soapy sponge being squeezed on a blue car.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Apply now.

An alternative to a personal loan.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.

Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip. Vex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Read our blog article on personal loans versus credit cards.

Lorem ipsum dolor sit amet.

Getting pre-approval from Defence Bank on your car loan gets the paperwork out of the way so you head into buying mode with a clear idea of what you can spend. Put it this way, it’ll make the searching, buying and negotiating process easier.

Apply now.

The dealership usually won’t offer you the best rates on a loan - after all, there’s a margin in it for them. And be aware they may try to upsell you with add-ons you might like to have but don’t particularly need. To get a quick loan approval turnaround we’ll usually need to see proof of identity and income, as well as key information about any other debt like loans and credit cards.

Find the one that you want.

If you like to live on the wild side, you can always skip to the fun part by finding the car you want before getting loan pre-approval - though you should always have a thorough idea of your budget and what you’re looking for. When you’ve found the one, haggled a good price and shaken hands on it, it’s time to get the final sign off on your loan sorted.

Though you should always have a thorough idea of your budget and what you’re looking for. When you’ve found the one, haggled a good price and shaken hands on it, it’s time to get the final sign off on your loan sorted.

gif-of-an-eftpos,-credit-card-and-eyes-watching-data.gif

Frequently asked questions.

You can buy a new or used car or motorcycle up to, and including, 5 years old with a car loan. If you would like to purchase an older car, contact us as you may do so with a personal loan

The maximum loan amount is dependent on a number of factors, including a borrower’s ability to service (pay) the loan. Call us on 1800 033 139 to discuss your needs.

Congratulations, please contact us (up to a week) prior to paying off your loan to obtain the final payout figure. Once the funds are available in your account we’ll process the final payment for you.

Credit card articles.

Let's talk.

Got a question or feedback? Get in touch at any time.
Jump into a Live Chat session to address your queries.
Visit a branch and discuss your finances face-to-face.
Need to talk to someone right away? Call us now.