Debit card.

We’re more than happy to order you a camo designed card! They come in Army green, RAAF blue, Navy grey and pink, and are only available on our Visa debit cards. We will need to cancel your current card and order a new one, which will have different card numbers and a new PIN.

Yes, there is - and it depends on how you use your card.

  • If you’re using PayWave, there is a $300 daily limit, and a limit of $100 on each transaction. For any transaction over $200, you have to insert or swipe your card and enter your PIN.
  • When inserting or swiping your card, there is a $1,000 limit, which also takes into account cash withdrawals. If you need to spend over this amount, you can insert the card, press ‘Credit’ and enter your PIN, and spend up to what is in your account. Be aware that the merchant may charge a surcharge for this option.
  • If you’ve loaded your card into your digital wallet, you can spend up to what is in your account.

Defence Bank offers Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and Garmin Pay. You can set your cards up through the Defence Bank app, or directly through your phone depending on the device. There are no additional charges by Defence Bank to use these services.

Defence Bank does not charge monthly or transactions fees for using your Visa Debit card. Fees may apply if you use a non- Defence Bank ATM however an alert will appear outlining the cost of the fee and if you would like to proceed with your transaction. Where your transaction is declined due to insufficient funds in your linked account, you will incur $1.50 declined EFT fee.