Defence Industry Partners Program.

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Defence Bank, our life-long bond with the Defence community.

We proudly served the Australian Defence Force. Our commitment and bond are with those in uniform, veterans and their families, extending to the broader defence community. We aim to create a positive impact with a community feel and support of a local bank.

We’re here to focus on your financial needs, we re-invest our profits back into the bank to make sure we give you the service and competitive products you deserve.

Take advantage of Defence Bank’s products and services, with membership open to all Australians. With access to a range of unique offers with personalised support from a dedicated banker, offering personalised service with tailored solutions for our members to create financial security and prosperity.

Our charity arm, the Defence Bank Foundation, supports the Defence Community Dogs program for veterans living with PTSD.

What your dedicated banker can do for you.

We hold your hand through your life journey.

Access to banker that provides 1:1 support, understanding of your financial position and guiding you through significant life moments.
Banking that works to your schedule with flexibility support with priority servicing, that you can talk to us whenever and however you choose, whether it’s in person, via phone, email or video call.

How we do things differently.

Assisting and management with day-to-day banking, with easy access to exclusive benefits and discounts.

Outstanding service, opening and a membership in minutes, our award-winning app and Online Banking, you can access Defence Bank anywhere, anytime.

Priority applications, fast approvals on car and home loan applications.

Tailored banking solutions to your specific needs, access to financial education seminars and one-on-one consultations designed to help you achieve your financial goals and support your financial wellbeing.

Book an appointment.

Your Member+ benefits at a glance.

Dedicated relationship management.

  • Working with a trusted advisor with 1:1 support, supporting employees with their financial wellbeing.
  • Exclusive partnership offers and discounts.
  • Access to a dedicated member portal.
  • End-to-end support and management of financial journey.
  • Membership in minutes.
  • Digital banking solution allowing members to bank with us anywhere, anytime.
  • Tailored financial education webinars for partner organisations.
  • Sharing of leading market insights to ensure informed decisions.

Product benefits.

  • Fee-free banking and $50 credit on a new Everyday Access account.*
  • Introductory interest rate on a new iSaver account.**
  • Discounted annual fee on the Defence Bank Foundation Credit Card.^^
  • $0 application fee on car and personal loans.^
  • Access to a tailored offering of home and investor loan options.^
  • Priority car and home loan approvals.^
  • 15% discount on home, contents and landlord’s insurance.#
  • A professional package on home lending, borrow up to 90% of the property value without paying lenders mortgage insurance.†

We put your needs and aspirations at the heart of all that we do.

To find out more and review your financial wellbeing and arrange an appointment, please email or call 0438 048 976.

Join Defence Bank today.

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The $50 credit is available to new members who have never held an Everyday Access account with Defence Bank. Eligible members must make six contactless payments via their Visa Debit card or digital wallet 30 days from opening their Everyday Access account. Some fees and charges associated with the Everyday Access product may apply in certain situations. Before acquiring any product please refer to the Defence Bank Conditions of Use and consider whether it is right for you.


Limit of one new iSaver per membership (including joint accounts). Does not include funds held, or recently held with Defence Bank. Bonus rate applies to new accounts for six months up to a balance of $250,000. Amounts above $250,000.01 and accounts opened more than six months will receive the standard rate. Preferential Bonus rate is subject to change and may be withdrawn by Defence Bank at a future date with consultation. 


All lending approval is subject to Defence Bank’s lending criteria. Terms and conditions, fees and charges apply and are available upon request.


A $22.50 annual donation to the Defence Bank Foundation applies and will be charged upon funding and each year the card is held.


Insurance issued by Insurance Australia Limited ABN 11 000 016 772 AFSL 227681 trading as CGU Insurance. In arranging this insurance Defence Bank Limited (Defence Bank), acts under its own AFSL and under an agreement with the insurer. Defence Bank receives commission when selling CGU insurance products. Please refer to Defence Bank’s Financial Services Guide (FSG) for details of these commissions. The relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) should be referred to when making a decision to acquire any insurance product. The FSG and relevant PDS is available by calling 1800 033 139 or visiting any Defence Bank Branch. The information contained in this brochure is general advice only as it has not taken into account you financial situation, objectives or needs.

Must be applied for through Defence Bank; only one discount per policy. Discount is not available on ‘Fundamentals” Home Insurance, Barrack Room Contents Insurance and the public liability portion of Landlords Insurance. Discount is subject to member request on all other existing policies at renewal.

Defence Bank’s product Target Market Determinations can be viewed here.

Individuals with an income of $175,000 and above.