Insurance for the fun things.

• Collision or crash and accidental damage
• Theft or attempted theft and vandalism
• Storm, fire, flood, earthquake, tsunami
• Emergency repairs (up to $800) after a covered incident
• New for new replacement on bikes written off in their first 2 years
• Liability cover (up to $20 million)
• Tools of trade, up to $1,500 (business use vehicles) after a covered incident
• Helmet replacement after a covered incident
  
  

Optional covers

• Hire car up to $75 a day for up to 21 days
• Protective clothing. If your protective clothing is stolen from your motorcycle or damaged in an incident CGU covers, you are covered for the cost to replace them.

• Accidents. Cover for your caravan if it's damaged in an accident
• Fire, storm and flood. Cover for your caravan if it's damaged by fire, storm, flood or tsunami¹
• Towing. CGU pays for towing to a repairer or safe place if your caravan can't be used after an incident CGU covers
• Theft and vandalism. Cover for your caravan if it's stolen, vandalised or accidentally damaged
• Caravan Contents. CGU covers items that are permanently kept in your caravan if they're damaged or stolen in an incident CGU covers (up to $1,000)
• Emergency repairs. CGU pays for repairs you need to make after an incident CGU covers so that your caravan's safe to use or tow (up to $800)
• New replacement. If your caravan's written off in its first two years, CGU tries to replace it with a similar new caravan
• Storage costs. If your caravan can't be used after a covered incident, CGU will pay for storage until it's repaired or your claim is settled, whichever comes first
• Food spoilage Cover. for spoiled food and prescription medicine up to $500 if a power outage causes your fridge to stop working
• Temporary accommodation. If your holiday caravan can't be used after a covered incident and you're more than 100kms from home, CGU pays for temporary accommodation (up to $1,000)
• Liability cover. CGU covers your legal liability in certain situations if someone's injured or their property's damaged by your caravan (up to $20m)²

Optional benefits
Add these when you get a quote:

• No excess for glass damage. Add an option to avoid paying an excess when your windscreen, window glass or sunroof is the only thing damaged in a covered incident (let CGU know and CGU will arrange the repairs)
• Lay up cover. By adding lay up cover you may reduce your premium (and the cover CGU provides) for an agreed time while you're not using your caravan
• Motor burnout. Add cover for electric motor burnout in things like fridges and air conditioning units, including parts and labour³

• Accidental damage Cover your boat for loss or damage caused by accidental damage
• Fire, storm and flood Cover your boat for loss or damage caused by a fire, storm or flood¹ 
• Theft or attempted theft Cover your boat for loss or damage caused by theft or attempted theft
• Collision or Crash Cover your boat for loss or damage resulting from collisions or crashes
• Vandalism or a malicious act Cover your boat for loss or damage caused by vandalism or a malicious act by someone else
• Emergency repairs. CGU pay for emergency repairs to secure or drive your boat if it’s damaged in a covered event (up to $800)
• Hull inspection. If you need to check if there's loss or damage to your hull after an event we cover, CGU pay the reasonable cost of a hull inspection
• Liability cover. Cover for up to $10 million for the liability of you or anyone with permission to control your boat, if its use causes property damage, death or injury to another person
• Emergency transport and accommodation If your boat can’t be driven or used after certain covered events (more than 100km from home), CGU pay for temporary accommodation and emergency transport (up to $1,000, on top of your agreed value)
• Towing. If an incident CGU covers causes loss or damage to your boat and it's unsafe for you to tow, CGU will pay to take your boat to a repairer or a safe place. This is paid on top of your agreed value

Optional benefits
Choose from these optional benefits when you’re getting a quote.

• Lay up cover Add an option to reduce your premium by choosing lay up cover for up to 12 months while you're not using it
• Liability cover for water skiing and floatation devices Add an option to extend your liability cover to include cover for when your boat is towing a waterskier or a person on a floatation device
• Racing Risk Extension Add an option to cover your sailboat when you're racing it in certain events (less than 50 nm radius)