Defence Bank, through its relationship with CGU Insurance, has partnered with Cover-More to help our members access travel insurance.
Defence Bank, through its relationship with CGU Insurance, has partnered with Cover-More to help our members access travel insurance.
International Travel Insurance plans help to protect your trip abroad and can provide cover for overseas emergency medical expenses, missed flight connections or travel delays, lost or stolen luggage, and so much more.
Need a little extra protection for your Australian holiday? Domestic Travel Insurance plans give Australian residents cover for expenses such as lost or damaged luggage and personal effects, cancellation costs, rental car insurance excess and more.
Cover-More offer a range of plans to choose from, depending on your travel needs. Annual multi-trip plans give you the flexibility to travel without the need to purchase a new policy for every trip.
If you are diagnosed with COVID-19 whilst travelling, we have benefits available on our domestic and international policies including cover for overseas medical costs.
Common scenarios for COVID-19 cover will be automatically included when taking out travel insurance with Cover-More. The level of benefits included will depend on the coverage and the type of policy you decide to purchase.
COVID-19 benefits may include:
To speak to us about an existing policy
Call: 1300 889 137
Email: CGU_travelinsurance@covermore.com
If you need urgent help, you can call Cover-More 24/7.
From overseas: (02) 8907 5221
From Australia: 1300 889 137
It’s simple and easy to make a claim. Call Cover-More to get started.
From Australia: 1300 889 137
From overseas: (02) 8907 5221
Or lodge a claim online.
Dip your toe before you dive in by finding out everything you need to know before you go.
To speak to us about an existing policy
Call: 1300 889 137
Email: CGU_travelinsurance@covermore.com
Travel more and worry less, knowing your travel insurance is sorted if things go wrong while you're away.
Cover-More’s International Travel Insurance plans give you a choice of cover options which can provide cover for overseas emergency medical expenses, personal liability, luggage and travel documents, cancellation costs and more.
We can help arrange Domestic Travel Insurance for your trip, through Cover-More Travel Insurance.
Cover-More offer Domestic Comprehensive and Domestic Cancellation plans, if you’re an Australian resident travelling within Australia. Domestic travel insurance can help if something unexpected happens and you need to rearrange or cancel your trip (like if you get sick while you're away).
When you choose Domestic Comprehensive cover, your policy will include cover for:
This cover has limits and exclusions, so read the Product Disclosure Statement (PDS) for full details of what’s covered.
Cover-More offer a range of plans to suit different travel needs and budgets. Annual Multi-Trip plans give you the flexibility to travel without the need to purchase a new policy for every trip. Whether you are planning just one trip this year or several, Cover-More have a range of travel insurance plans to choose from. Cover-More’s International Comprehensive Plan and Domestic Comprehensive Plan are both available as a Single Trip or Annual Multi-Trip policy.
Annual multi-trip plans give you the flexibility to travel without the need to purchase a new policy for every trip.
A Single Trip policy gives you insurance cover for one journey. If you don’t need cover for multiple trips in a year, consider if a Single Trip policy suits your travel needs.
If you need urgent help, you can call Cover-More 24/7
Depending on your needs, Cover-More can help if:
Cover-More also have numbers you can call from outside Australia. If you're in:
New Zealand, call 0800 600 702
The United Kingdom, call 0800 001 5068
USA 833 462 8181
Canada 1833 511 9289
Any other country, call (02) 8907 5221
When you call, have your Cover-More Travel Insurance policy number handy and a phone number Cover-More can call you back on.
Claim online now through Cover-More’s easy, 5-step process:
You can save and return to an incomplete claim for up to 28 days.
Once you've lodged your claim, Cover-More will update you on how it's progressing within 10 working days.
Cover-More understand that as a result of your incident, you might already be out of pocket. That's why Cover-More try to process claims as quickly as possible.
You'll hear from Cover-More within 10 working days from the time they receive your claim.
To check your claim's progress, log into Cover-More’s online claims centre or contact them for more details.
1 Medical cover will not exceed 12 months from onset. Medical evacuation cover subject to claim approval.
2 Conditions and limits apply to COVID-19 cancellation cover. Cancellation cover applies to the International and Domestic Comprehensive policies. See the Combined FSG/PDS for more information.
3 Cover is for reasonable Additional accommodation expenses (room rate only) and Additional transport expenses. Conditions apply to COVID-19 additional expense cover. See the Combined FSG/PDS for more information.
Limits, sub-limits, conditions and exclusions apply. Any advice provided is general only and does not consider your needs or financial situation. To see if the product is right for you, always consider the Product Disclosure Statement and Target Market Determination.
Cover is subject to limits, sub-limits, conditions, and exclusions in the PDS. Travel insurance issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507), arranged and administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713), and promoted and distributed by Insurance Australia Limited (ABN 11 000 106 722; AFSL 227681) trading as CGU Insurance and its distribution partners (including Defence Bank Limited (ABN 57 087 651 385; AFSL 234582)). Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Consider your own needs and the Combined PDS/FSG available from here to decide if this product is right for you. For information on the Target Market and Target Market Determinations visit here.
Defence Bank WIN 1 of 10 $2,000 cash deposits draw opens from 8:00am on Monday 15 April 2024 until 11:59pm on Monday 1 July 2024 (promotion period). Total aggregate value of all prizes on offer is $20,000 (including gst), made up of ten (10) $2,000 cash prizes.
All Defence Bank directors, staff and their immediate families are not eligible for this promotion.
To be eligible to win a prize, entrants must purchase a Defence Bank travel insurance policy during the promotion period, be a current member of Defence Bank and have an Everyday Access Account. One entry per insurance policy.
Members will automatically be entered into the draw upon meeting eligibility criteria.
Winners will be selected at random from all eligible entries. One person may not win more than one (1) prize on offer.
Members must be over the age of eighteen (18) years. There will be ten (10) random draws of $2,000 at 11:00am on 4 July 2024 at Defence Bank head office at level 10/31 Queen Street, Melbourne VIC 3000.
Winners will be notified by phone and email within 48hrs of the draw. Any winner who fails to contact Defence Bank within two weeks of being notified of their win will forfeit their prize and a redraw will take place on 30 July 2024.
The cash prize will be deposited into the winning members Defence Bank everyday access account.
Winners will be published on the day of the relevant draw on the Defence Bank website at defencebank.com.au.
In accepting a prize, the winner agrees to participate in and co-operate with all reasonable media editorial requests, including but not limited to, being interviewed and photographed, and the winner grants Defence Bank a perpetual and non-exclusive licence to use such footage and photographs in all media worldwide and the winner will not be entitled to any fee for such use.
Defence Bank reserves the right to withdraw this promotion at any time. Defence Bank will not offer an alternative to the prize on offer. Defence Bank does not take any responsibility and we are not liable for any tax implications, damage or harm caused through use of products or cash won as part of the draw, be it indirect, special, incidental or consequential damages (including but not limited to damages for loss of business, loss of profits, interruption or the like). Defence Bank Limited ABN 57 087 651 385 AFSL/Australian Credit Licence 234582.
CGU Travel Insurance is issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507) (ZAIL). Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) acts under a binder authority from ZAIL. Cover-More will administer the policies and arrange for the issue of insurance on behalf of ZAIL. Cover-More has authorised Insurance Australia Limited (ABN 11 000 016 722; AFSL 227681) trading as CGU Insurance to distribute the product. Defence Bank Limited (ABN 57 087 651 385; AFSL 234582) (Defence Bank) distributes the product under a contract with CGU.
Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase CGU Travel Insurance, you should consider your personal circumstances, the Combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS) and Target Market Determination available at defencebank.com.au/banking/insurance/travel-insurance/. If you decide to purchase CGU Travel Insurance from Defence Bank, they receive a commission. For more information please refer to the Combined FSG/PDS .policy.poweredbycovermore.com/partners/CGU/files/documents/pds/PDS_NRI.pdf.
WINNERS: K. Daley, M. Baldwin.