A sun-drenched new build home living room.

Just built. Just for you.

A sun-drenched new build home living room.

Whether you’re looking to build your new family home or an addition to your portfolio, building your own brings with it flexibility in design, location and the financial set up that gets you there.

Speak with a home loan consultant today to discuss your options.

Find a home loan consultant.

Tailor-made construction home loans.

There’s a loan ready-made for building a home from Defence Bank in the form of our construction, or interest-only home loans. Available with our Essentials or Essentials with Ultimate Package options, you’ll only pay the interest on the loan during the construction phase, up to a maximum of 12 months.

View our Essentials with Ultimate Package home loan.

This puts you in a stronger financial position during the challenging building period, while also offering the added features of our Essentials home loans including a competitive low rate, offset account and free redraw facility. If you’re part of the ADF family, these loans are also DHOAS compatible.

Frequently asked questions.

The deposit amount depends on the type of home loan you’re looking at. It’s best to have a chat to a home loan consultant to find out, and we can provide a referral for you if you give us a call on 1800 033 139.
Look at our home loan options.

DHOAS, or the Defence Home Ownership Assistance Scheme, is a subsidy provided by the Department of Veteran Affairs (DVA) that is paid directly onto your home loan.
Find out more about DHOAS.

Yes, we are one of the financial institutions who are able to offer this scheme to our members. To check your eligibility, visit the National Housing Finance and Investment Corporation (NHFIC) website.
Check if you’re eligible.

Let's talk.

Got a question or feedback? Get in touch at any time.
Jump into a Live Chat session to address your queries.
Visit a branch and discuss your finances face-to-face.
Need to talk to someone right away? Call us now.