Just built. Just for you.
Whether you’re looking to build your new family home or an addition to your portfolio, building your own brings with it flexibility in design, location and the financial set up that gets you there.
Speak with a home loan consultant today to discuss your options.
Tailor-made construction home loans.
There’s a loan ready-made for building a home from Defence Bank in the form of our construction, or interest-only home loans. Available with our Essentials or Essentials with Ultimate Package options, you’ll only pay the interest on the loan during the construction phase, up to a maximum of 12 months.
This puts you in a stronger financial position during the challenging building period, while also offering the added features of our Essentials home loans including a competitive low rate, offset account and free redraw facility. If you’re part of the ADF family, these loans are also DHOAS compatible.
Frequently asked questions.
From January 2023, there have been improvements to how ADF members and veterans can qualify for and access DHOAS, these are:
- Reducing the minimum qualifying period required by current ADF members from four to two years for permanent service, and from eight to four years for Reserve service.
- Removing the deadline for veterans who have left the service to access their final subsidy certificate (previously five years). Contact the Department of Veterans Affairs for more information.
Portability of your Defence Bank DHOAS home loan may be possible if you don’t require additional funds to purchase your next home. Speak with a lender to discuss your situation further.
We also recommend you should always contact the Department of Veteran Affairs (DVA) before making any changes to your DHOAS home loan.
You and your partner will both need to be Defence Bank members to obtain a Defence Bank DHOAS home loan. The good news is that once you are a member, you will have access to our wide range of savings, investment, insurance and loan products.
Talk with one of our home loan consultants to discuss how we can assist you.
You and your partner will both need to be Defence Bank members to obtain a Defence Bank DHOAS home loan. The good news is that once you are a member, you will have access to our wide range of savings, investment, insurance and loan products.
Talk with one of our home loan consultants to discuss how we can assist you.