Couple living out of campervan.


Membership is a lifelong bond - for wherever life’s journey takes you.

Couple living out of campervan.

Your achievements throughout your ADF career have been well earned, and as a member of Australia’s Defence Bank, you’re set to reap the rewards long after you transition out. And if you, your partner and family are not yet a member, we'd be delighted to welcome you all to ours.

Now, how can we serve you?

Join us.

A send-off with a salute.

If you’ve retired, resigned or have been discharged from the ADF, you could be eligible for our Salute, a reward-for-service 12-month savings account with a much more competitive rate - usually over 50 basis points on top of our standard already generous rates. It’s simply our way to say thank you.

Find out more about our Salute Account.

Wherever you’re off to next, we’ve got your back.

Leaving the ADF doesn’t mean you need to switch to a civilian bank - as an ex-ADF member, we look after you for life.

If you’ve only just found us, becoming a member of Australia’s Defence Bank keeps you connected with the Defence community, alongside a fantastic range of accounts and loans with industry-leading rates and extras, all supported by our Australian-based staff.

Become a member today.

Personal loans.

A new life stage might bring something new - be it a car, gadget, holiday or long-awaited home renovation. Make it happen now with the highly competitive low rate on our personal loan.

More about our personal loan.

Insurance you can rely on.

It’s time for you to get the protection you deserve with insurance policies that have your back. Our flexible insurance options covering your home and contents, car and investment property are loaded with benefits.

Find an insurance policy.

Frequently asked questions.

Defence Bank offers financial products and services to not only the Australian Defence Force, but the broader community as well. Defence Bank is one of Australia’s larger member-owned banks.

You can download the app through Google Play or Apple App Store. It's packed full of features and free to download and use.



You’ll first need to be issued a password, then log in for the first time using your member number and the temporary password that will be sent to you as a text.

Generate a password.

Log in to Online Banking.

Definitely. If you’re already a member, to open a new account (including new joint accounts) you can log into your app or online banking and follow the below instructions, or you can give us a call on 1800 033 139. If you’re not yet a member, you can join now and open accounts during the set up process.


  1. Login to your app.
  2. Under the main menu, select Manage Account and tap Joint Account.
  3. Select Open Joint Account and follow the prompts.

Online Banking

  1. Login to online banking.
  2. Under the main menu, select Products and tap Open Account following the prompts.

Find out how to join Defence Bank.


Not a member? Join Defence Bank now.
Our award-winning app gets you banking on the go.
Visit a branch and discuss your finances face-to-face.
Need to talk to someone right away? Call us now.