Older couple looking out window.

Making retirement something you look forward to.

Older couple looking out window.

Defence Bank offers investment options for all stages of life, whether you’re just starting out growing your super or you’re on the cusp of life’s next stage in retirement. With our robust investments, tools and in-house experts to help you in the right direction, you can look forward to a secure retirement.

Use our handy online tools.

The more you save earlier on, the bigger the smile on your face as you approach retirement. See how any additional contributions can fit into your household or personal budget with our budget planner calculator, and get an idea of how your savings can grow with the savings plan calculator - both great tools to have in your arsenal as you plan your most secure path to retirement.

See all calculators.

Use a Retirement Savings Account (RSA).

Get the certainty of a positive return from a term deposit with the tax advantages of retirement superannuation. You can even draw from your tax-free allocated retirement pension with your Defence Bank Retirement Savings Account (RSA). Available to all Australians, the Defence Bank RSA is an online superannuation solution for managing your retirement benefits for whatever you need, for whatever’s ahead.

Find out more about our Retirement Savings Account. 

If you've still got questions, book an appointment to talk to a Defence Bank RSA expert.

Salute account.

Our Salute account rewards Australian Defence Force members who have been deployed, reached 15 and 25 years of service or transitioned, with a bonus interest for 12 months.* For those who’ve been deployed as part of Operation Bushfire Assist or Operation Covid-19 Assist, you may be eligible for the Salute account. It’s our little way of saying ‘thank you’.

Find out more about Salute account eligibility.

*Product available only for members who meet an ADF milestone listed in our Defence Bank Product and Services - Condition of Use.


Frequently asked questions.

Defence Bank offers financial products and services to not only the Australian Defence Force, but the broader community as well. Defence Bank is one of Australia’s larger member-owned banks.

You can download the app through Google Play or Apple App Store. It's packed full of features and free to download and use.



You’ll first need to be issued a password, then log in for the first time using your member number and the temporary password that will be sent to you as a text.

Generate a password.

Log in to Online Banking.

Definitely. If you’re already a member, to open a new account (including new joint accounts) you can log into your app or online banking and follow the below instructions, or you can give us a call on 1800 033 139. If you’re not yet a member, you can join now and open accounts during the set up process.


  1. Login to your app.
  2. Under the main menu, select Manage Account and tap Joint Account.
  3. Select Open Joint Account and follow the prompts.

Online Banking

  1. Login to online banking.
  2. Under the main menu, select Products and tap Open Account following the prompts.

Find out how to join Defence Bank.


Not a member? Join Defence Bank now.
Our award-winning app gets you banking on the go.
Visit a branch and discuss your finances face-to-face.
Need to talk to someone right away? Call us now.