Australian flags being waved at a parade.


You don’t need to wear a uniform to be a member of Defence Bank.

Australian flags being waved at a parade.

Defence Bank is owned by its members, not by a big bank. The Australian Defence community is highly respected and admired by the general Australian community - no doubt you are one of them. And as a civilian and supporter, you are more than welcome to join us.

Now, how can we serve you?

Join us.

Great products and service for our members.

As a member of Australia’s Defence Bank, you can count on us to give you access to our industry-leading products, the latest in anywhere, anytime banking including Online Banking, our award-winning app and Australia-based Contact Centre.

  • Competitive loan rates.

The competitive power of a large bank with the customer service of a small one - from home loans to car loans.

  • Access to the First Home Loan Deposit Scheme.

We’re proud to have been selected to provide the Australian Government’s recent helping hand for first home buyers. But be quick, spots are limited - first in, best addressed.

  • Exclusive access to Navy Health.

Navy Health provides high-level, top quality health cover for those in the Australian Navy and their families. Now available to Defence Bank members.

  • Access your money in any way that suits you.

Along with online and telephone banking, Defence Bank offers the latest in money access with a digital wallet including Apple Pay, Samsung Pay and Google Pay, Fitbit Pay, Garmin Pay and Quick Cards.

The many faces of our supporters.

  • Member of the public.
  • ADF contractor.
  • Defence public servant.
  • A loved one.

Supporters of the Australian Defence Force come from all walks of life. After all, the thousands of moving parts that upkeep our Defence depend on the hundreds of thousands of people fulfilling their roles - from public servants in the Department of Defence and beyond to the engineers, caterers, nurses, administrators, drivers, cleaners and technicians who give their services directly and indirectly every day.

You may be a loved one or even a neighbour who knows someone in the ADF who sees first-hand what they go through, or maybe you’re a simply grateful member of the public.

Wherever you’re from, you can choose to make their bank your bank - for whatever you need, for whatever’s ahead.

Frequently asked questions.

Defence Bank offers financial products and services to not only the Australian Defence Force, but the broader community as well. Defence Bank is one of Australia’s larger member-owned banks.

It depends whether the transfer is within Australia or international.
For all general transfers within Australia, use BSB 833-205.
If the transfer is international, you will need to provide the BSB 803-205.

Yes, we have all the pays – Apple, Google, Samsung, Garmin and Fitbit pays.

Not a member? Join Defence Bank now.
Our award-winning app gets you banking on the go.
Visit a branch and discuss your finances face-to-face.
Need to talk to someone right away? Call us now.