Insurance for the fun things.

Comprehensive Plus is the top-tier insurance policy you can purchase through Defence Bank. Providing coverage for a range of events, including damage from fire, theft, weather, and collisions.

Unlike Comprehensive Basics and Comprehensive policies, this policy includes extras such as a hire car after an accident and $0 excess on glass repairs.

Additionally, it provides higher value limits for certain coverages. For example, it covers up to $250 for the taxi fare from the scene of an accident or to an authorised repairer, which is higher than the limit included in the Comprehensive policy. For detailed terms, conditions, limitations, and exclusions, please refer to the Product Disclosure Statement.

Includes

• If your new car is written off in its first three years, CGU tries to replace it with a similar new car
• Covers anyone you let drive your car
• Theft, storm damage, fire & flood
• Damage from an accident
• Damage if you cause an accident
• $0 excess for glass damage
• Hire car after any incident CGU cover
• Cover for baby capsules and baby seats if they’re stolen or damaged in an accident

Optional Cover

Choose any repairer -Add an option to pick any licensed repairer to fix your car.

For detailed terms, conditions, limitations, and exclusions, please refer to the Product Disclosure Statement.

Cover from fire, theft, weather, and collisions, and covers the cost for damage caused to other people's vehicles or property in an accident.

Includes

• If your new car is written off in its first two years, CGU tries to replace it with a similar new car
• Covers anyone you let drive your car
• Theft, storm damage, fire & flood
• Damage from an accident 
• Damage if you cause an accident 
• Cover for baby capsules and baby seats if they’re stolen or damaged in an accident

Optional Cover

• Choose any repairer -Add an option to pick any licensed repairer to fix your car
• $0 excess for glass damage -Add an option to avoid paying an excess when you claim for glass damage only (like to your windscreen or windows)
  Hire Car after any accident CGU covers -Add an option to get a hire car or alternative transport if your car can’t be driven after any incident CGU cover

For detailed terms, conditions, limitations, and exclusions, please refer to the Product Disclosure Statement.

Our Entry-level policy. Providing cover for damage caused by collisions, fire, theft, and adverse weather conditions. Covers the cost for damage caused to other people's vehicles or property in an accident.

Includes

• Covers anyone you let drive your car
• Theft, storm damage, fire & flood
• Damage from an accident
• Damage if you cause an accident
• Covers your car if it’s stolen, vandalised, or damaged during a theft attempt
• Taxi fare after an accident
• Cover for baby capsules and baby seats if they’re stolen or damaged in an accident

For detailed terms, conditions, limitations, and exclusions, please refer to the Product Disclosure Statement.

Covers the cost for damage caused to other people's vehicles or property in an accident.

Includes

• Covers damage to your car if an uninsured driver causes an accident (up to $5,000)
• Covers damage to other cars if you cause an accident 
• Covers towing to a safe place if an uninsured driver causes an accident
• Cover for damage you cause to other people's cars or property in an accident (up to $20 Million)

This summary highlights the differences between car insurance options. For detailed terms, conditions, limitations, and exclusions, please refer to our Product Disclosure Statement.

Cover for if your car is stolen, catches fire, or is damaged by an uninsured driver. Covers the cost for damage caused to other people's vehicles or property in an accident.

Includes

• Covers damage to your car if an uninsured driver causes an accident (up to $5,000)
• Covers damage to other cars if you cause an accident 
• Covers towing to a safe place if an uninsured driver causes an accident
• Cover for damage you cause to other people's cars or property in an accident (up to $20 Million)
  
  

This insurance includes all the benefits of Third Party Property Damage Insurance, with added protection for fire and theft. This summary outlines the differences between car insurance options. For detailed terms, conditions, limitations, and exclusions, please refer to our Product Disclosure Statement.