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Everyday Access.

Your on-the-go transaction account.

Man paying with smart watch.
Open an Everyday Access account in five minutes.

No monthly account fees.

No monthly account-keeping fees mean you can maximise your savings.

No ATM withdrawal fees charged by us.*

No ATM fees at Defence Bank, the big four banks, ATMx and Next Payments ATMs.

No transaction fees.^

Excluding visa foreign currency conversion fee.^

No overdrawn fees.†

No overdrawn or dishonour fee on your account.

Open an Everyday Access account in under five minutes.

If you're an existing Defence Bank member, welcome back! Opening an Everyday Access account is fast and easy.

New to the bank? In that case, we'll just need a few details and you'll be on your way.

It's easy to update your pay.

Once you're a Defence Bank member, provide your employer with our BSB (833 205) and your Everyday Access account details, (account number and name), then confirm when you would like them to commence depositing your pay to the account.

Wondering how to change your banking details in PMKeyS?

For our members in the ADF, follow the below steps to update your details in PMKeyS.

  1. Log into PMKeyS.
  2. Navigate to ‘My Pay’ and click on the ‘ADF Banking Details’ tab.
  3. From here you can either create new banking instructions from a date of your choosing or modify existing banking instructions.
  4. Save your changes.

Don't pay ATM fees!

Need cash? We've expanded our network of fee-free ATMs. Pay no withdrawal fees on thousands of ATMs nationwide.

Find out more.

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Award-winning banking.

We're back-to-back winners of WeMoney's Defence Services Bank of the Year award - three years in a row.

See all 14 of our 2024 awards.

Tools and calculators.

Budget planner.

Calculate your regular income and expenses and make a plan for your savings.

Deposit planner.

Track your projected savings over time, including interest, so you can calculate how long you'll need to save for a certain goal.

Expense planner.

A simple tool that helps you itemise and collate your regular expenses so you know what you spend in a typical month.

iSaver.

Grow your savings with flexible access to your funds and an introductory bonus interest rate.
Learn more.

Term deposits.

Combine some patience with our competitive rate for a return on your investment.
Learn more.

Money saving tips.

Find helpful tips and tricks in our blog.
Learn more.
*

Free at Defence Bank, ATMx and the big four banks. Some ATM operators and merchants may charge a fee.

^

Excluding visa foreign currency conversion fee. The visa foreign currency conversion rate of 3% applies, this is always part of the transaction.

†

Linked overdrafts facilities, fees and charges may also apply.

We may change our fees and charges and interest rates from time to time. For more details on our fees and charges, refer to the Fees and Charges Schedule. For more details on interest rates, refer to the relevant interest rate schedule.

We also publish a brochure - ‘Tips on Reducing your Banking Fees with Defence Bank’ - which can be obtained via defencebank.com.au, by visiting your local branch or calling 1800 033 139.

All products except foreign currency facilities and insurance are issued by Defence Bank. Before acquiring a product, Defence Bank recommends you read the relevant terms and conditions relevant to the product, All documents are located here.

Any advice contained on this website is general advice only and does not take into account your needs, objectives or your financial situation.

Defence Bank’s Target Market Determination can be viewed here.