Everyday Banking
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Everyday Access

The Everyday Access Account provides you with the flexibility you want for your day-to-day banking, with reduced fees and charges.

When you deposit $1,500 or more per month in direct credits*, the monthly account servicing fee will be waived.

When linked to a Visa Debit Card, your money will never be far away, thanks to the convenience of Visa payWave and the ability to link your account to Apple Pay¹, Google Pay² or Samsung Pay.

You’ll also have access to your funds through a range of options to suit your lifestyle, including Online Banking and Defence Bank Mobile App on both Android and iOS.

The additional benefits of the Everyday Access account are:

  • No account keeping fee if $1,500 is direct credited to the account per month
  • Access to 10,000 free ATMs including Defence Bank ATMs and those of the major banks.
  • No transaction fees on EFTPOS
  • No fees for BPAY transactions or BPAY View transactions conducted through online or mobile banking
  • No Online Banking fees including External Transfers and Auto Transfers conducted through online or mobile banking
  • No monthly fees on the Visa Debit Card 
  • No fees for SMS or email alerts
  • No [email protected] withdrawal fees


*Direct Credit is a salary or salary like electronic payment received via another financial institution. 

¹ Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

² Payments using Google Pay are available for NFC enabled phones running on Android Lollipop 5.0 or above.

Call 1800 033 139
BSB 833-205