A car loan that helped deliver the perfect surprise

When Defence Bank member Brahmjyot “Brahm” Singh, a Flying Officer at RAAF Base Williamtown, and his sister decided to surprise their dad with a car for Father’s Day, it was their way of recognising everything he had done for their family. 

“He’s worked his whole life for us,” Brahm said. “We thought, why don’t we get our dad a car and gift it to him?”  

But buying the car came with a few moving parts. Brahm was posted to RAAF Base Williamtown, while the car he wanted to buy was located interstate in Victoria. He needed a car loan process that was straightforward and could work around the realities of Defence life.  

A lender who understood his Defence circumstances 

After beginning his application online, Brahm visited Defence Bank and spoke with Branch Manager Amanda. 

Amanda understood Brahm’s Defence employment, recent graduation and posting. She clearly explained what she needed from him, what she would take care of and how the process would work.  

“It was so straightforward,” Brahm said. “I submitted everything I needed to and, boom, two days later I was pre-approved.”  

Brahm also found the online application quick and easy to navigate. He was able to complete the process and upload the required information with minimal paperwork. 

Keeping an interstate purchase moving 

With Brahm in Newcastle, the car in Victoria and family travelling from different states, clear communication made a real difference. 

Amanda helped coordinate the paperwork and insurance information, contacting Brahm whenever something was needed and keeping him updated throughout the process.  

“I never had to chase her up,” Brahm said. “She chased me to make sure everything was progressing smoothly.” 

“That’s a big thing for people in Defence. We love efficiency. We love things being done quickly and properly.”  

Once everything was ready, Brahm flew from Sydney to Melbourne while his sister travelled from Adelaide. Together, along with their brother, they collected the car and drove it to Adelaide, where their dad received a Father’s Day surprise he never saw coming.  

For Brahm, having a lender who understood his circumstances helped make a potentially complicated purchase feel much more manageable. 

“My experience with Defence Bank was efficient and stress-free.” 
Brahm, Flying Officer at RAAF Base Williamtown  

Ready for your next car? 

Whether you’re buying your first car, upgrading your current one or managing a purchase around a posting, Defence Bank understands that Defence life can come with a few extra moving parts. 

Explore our car loans and speak with a team that understands Defence. 

This story reflects one member’s personal experience. Lending criteria, terms and conditions apply. 

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