A healthy credit score can be one of your best assets when it comes to being approved for a loan with a competitive interest rate. So it makes sense to get to know your score. Here’s how often you should check your credit score.
Whenever you apply for credit a lender will check your credit record – and thanks to comprehensive credit reporting, positive money behaviours will appear on your credit history, not just the slip-ups.
Defaulting on a loan repayment can leave a black mark on your credit record, but there are steps you can take to clean the slate. We explain how to handle a default, and keep your credit score healthy.