Large ant hill in the Australian outback.

For all types of renovations for all types of homes.

Large ant hill in the Australian outback.

Giving your house a renovation often delivers the dual benefit of an aesthetic update and a boost in the value of the property. There are a few ways you can finance a renovation with Australia’s Defence Bank, be it a lick of paint or a large extension.

Speak with a home loan consultant today to discuss your options.

Find a home loan consultant. 

Our True Blue credit card.

For renovations on the smaller side, it’s easy to take advantage of the six-month low introductory rate on our True Blue credit card. With the funds available straight away you can get renovating sooner. This competitive interest rate card also boasts a low annual fee, a fast application process and 24/7 fraud protection monitoring.

View our credit card.

Line of credit home loan.

If you already own a house or are looking to renovate, our Smart Mover line of credit home loan gives you access to a stream of credit built on the equity in your property. A popular option for those with an eye to update their home, a line of credit built into your mortgage can offer the flexibility to start any size renovation, any time that suits you.

Find out more about our Smart Mover Line of Credit home loan.

Increase your existing loan.

Do you have a particular renovation in mind? Have you obtained quotes for the work? Have you included the cost of window treatments, floor coverings and the like? If you’re ready to go then increasing your current home loan might be a an option.

Find a home loan consultant.

Personal loan.

A fuss-free personal loan is another good way to fund a project at home, with a loan amount and repayment term that suits your personal circumstances. With a competitive low rate, fast application process and free redraw facility, talk to one of our friendly staff to assess your requirements.

View our personal loans.

A bit of old-fashioned saving.

Sometimes the tried and true ways work best, and that’s never more true with making the most out of your savings to renovate your home. If you’re in a position to give it time, we have some great ways to boost what you’ve stashed away with competitive interest savings accounts and term deposits.

View our savings accounts.

Frequently asked questions.

The deposit amount depends on the type of home loan you’re looking at. It’s best to have a chat to a home loan consultant to find out, and we can provide a referral for you if you give us a call on 1800 033 139.
Look at our home loan options.

DHOAS, or the Defence Home Ownership Assistance Scheme, is a subsidy provided by the Department of Veteran Affairs (DVA) that is paid directly onto your home loan.
Find out more about DHOAS.

Yes, we are one of the financial institutions who are able to offer this scheme to our members. To check your eligibility, visit the National Housing Finance and Investment Corporation (NHFIC) website.
Check if you’re eligible.

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