Grants and incentives for first home buyers.

Making the decision to buy your first home is exciting, but it can also feel a little daunting. Especially if you don’t know what type of property you want, how much you need to save, and which grants and incentives are going to help you get into your dream home.

Your new home could finally be in sight.

Your first home – it’s exciting simply thinking about it. But be sure to understand the key details of what’s out there. Some of the assistance available depends on whether you are looking at federal or state government incentives.

Find out more about DHOAS home loans.

Some things to consider.

  • Be informed about the caps and limits, and don’t buy the wrong property just to get a grant - the cost of selling and buying again might take this option off the table.
  • Seek out information as to how long certain banks are taking to process your application. Many incentives are capped, so the longer you are in the queue waiting for your application to be processed, the higher the risk of missing out this time ‘round.

Defence Bank home loan consultants can help you navigate the grants and incentives you may be eligible for. Each state and territory has its own rules, so you might be able to access more than one grant or scheme at the same time.

Find a home loan consultant.

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Important note: This information is of a general nature and is not intended to be relied on by you as advice in any particular matter. You should contact us at Defence Bank to discuss how this information may apply to your circumstances.

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Listen to Defence Bank and Military Life discussing DHOAS and the other grants and benefits available to homebuyers in this episode of the Military Life Podcast.

Find out more in the Military Life blog post.

Any advice contained in this podcast is general advice only and doesn’t take into account your personal circumstances. All applications for credit at Defence Bank are subject to approval under our credit criteria.