Soapy sponge on blue car hood

Insurance for all types, makes and models.

Soapy sponge on blue car hood

Pay-by-the-month premiums.

Australia-based support.

Covers cars and motorcycles.

Online application.

Enjoy the freedom and convenience of what we call ‘wheels without worry’. Our vehicle insurance policies offer different options to suit your budget

All our policies are provided through one of Australia’s leading insurance companies CGU, so alongside our own knowledgeable and helpful Contact Centre, you know you (and your car) are in good hands.

Select from three different cover options.

Comprehensive.

Cover for loss or damage to your vehicle, and your legal liability for loss or damage to another person's vehicle or property.

Third-party fire and theft.

Cover for loss or damage to your vehicle by fire or theft only, and your legal liability for loss or damage to another person's vehicle or property.

Third-party property damage.

Cover for your legal liability for loss or damage to another person's vehicle or property.

Then select the policy which best suits your needs.

Motor vehicle insurance policy.

The motor vehicle insurance policy is the most flexible policy, available under all levels of cover.

Nominated driver motor vehicle insurance policy.

Nominated driver motor vehicle insurance policy is available under all levels of cover and designates that your car can be driven by no more than two nominated drivers who are 25 years of age or over.

Nominated driver low kilometre motor vehicle insurance policy.

Nominated driver low kilometre motor vehicle insurance policy designates that your car will be driven by no more than two nominated drivers who are 25 years of age or over, and will not be driven more than 10,000 kilometres during your period of insurance. This policy is only available with comprehensive cover.

Key features.

  • Flexible cover options.
  • Up to $30 million liability cover.
  • Includes uninsured motorist damage.
  • Pay-by-the-month premiums.
  • Australia-based support.
  • Covers cars and motorcycles.
  • Online application.
  • No claim bonus.
  • 24/7 claims.

Policy features and the extent of your cover will depend on the policy chosen. Policy conditions, limitations and exclusions apply.

Make a claim.

Call 13 24 80 for 24/7 claims assistance.

Need more help? Read our guide on how to make an insurance claim. 

Get a quote.

Documents.

Important information.

Insurance issued by Insurance Australia Limited ABN 11 000 016 772 AFSL 227681 trading as CGU Insurance. In arranging this insurance Defence Bank Limited (Defence Bank) acts under its own AFSL and under an agreement with the insurer. Defence Bank receives commission when selling CGU insurance products. Please refer to Defence Bank’s Financial Services Guide (FSG) for details of these commissions. The relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) should be referred to when making a decision to acquire any insurance product. The FSG and relevant PDS and TMD are available by calling 1800 033 139 or visiting any Defence Bank Branch. The information contained in this brochure is general advice only as it has not taken into account you financial situation, objectives or needs.

*

Offer only available on new eligible insurance policies purchased between Monday 16 October 2023 and up to and including Friday 31 May 2024. Limit one Prezzee Smart eGiftCard (referred to as eGiftCard) per insured risk address per 12 months. Where a joint policy occurs, the main policy holder will be provided with the eGiftCard.

Eligible insurance policies are:

Defence Bank Comprehensive Motor Vehicle Insurance

Ineligible motor vehicle insurance policies are:

Defence Bank Third-Party Fire and Theft Motor Vehicle Insurance
Defence Bank Third-Party Property Damage Motor Vehicle Insurance

All Defence Bank directors, staff and their immediate families are not eligible for this promotion.

Promotion valid for new policies only and is not applicable for policy renewals.

Insurance policies must be current and not in arrears at time of eGiftCard being issued.

To receive a $100 eGiftCard(s), policies must be purchased through a Defence Bank branch, the Defence Bank Contact Centre or through the Defence Bank website. The eGiftCard will be issued by Prezzee Pty Ltd ABN 16 602 963 422 on behalf of Defence Bank. By participating in the Offer, you consent to Defence Bank sharing your name and email address with Prezzee for this purpose.

eGiftCards will be issued six weeks after the 21-day cooling off period and is conditional upon first month’s premium being paid. Where a fortnightly payment method is selected, the first two payments must be successful for eGiftCard to be issued. Where annual method is selected, full payment must be received.

eGiftCards will be emailed to the email address linked to the Members insured property policy.

Defence Bank reserves the right to request a Recipient to provide proof of identity and proof of entry validity. These proofs must be in a form suitable for verification by Defence Bank, determined by Defence Bank in its absolute discretion. In the event that a Recipient cannot provide suitable proof, the Recipient will forfeit the Offer in whole and no substitute will be offered.

eGiftCards have a 36-month expiry date for users to exchange Retailer Gift Cards of their choice. The eGiftCards shall be credited with $100 which may be exchanged for another or multiple participating Retailer Gift Cards up to the value displayed on the eGiftCard available through the Prezzee Service website. There are no fees associated with the eGiftCard. Once the new Retailer Gift Card(s) has been selected new expiry dates will be set and terms and conditions apply to the specific Retailer Gift Cards chosen. eGiftCards are not redeemable for cash and no refunds will be provided for eGiftCards (except as required by law). Use of the eGiftCards is governed by their terms and conditions of use, available at https://www.prezzee.com.au/policies/terms-of-sale/.

Defence Bank reserves the right to cancel, suspend or modify the promotion at any point in time.

Defence Bank Limited ABN 57 087 651 385 ABN, AFSL/Australian Credit Licence 234582 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement, Financial Services Guide (FSG) and Target Market Determinations available in branch or from defencebank.com.au. (https://www.defencebank.com.au/tools-and-advice/legal-andcompliance/disclosure-documents)

 

Frequently asked questions.

See all motor vehicle insurance FAQs.