Soapy sponge on blue car hood

Insurance for all types, makes and models.

Soapy sponge on blue car hood

Pay-by-the-month premiums.

Australia-based support.

Covers cars and motorcycles.

Online application.

Enjoy the freedom and convenience of what we call ‘wheels without worry’. Our vehicle insurance policies offer different options to suit your budget

All our policies are provided through one of Australia’s leading insurance companies CGU, so alongside our own knowledgeable and helpful Contact Centre, you know you (and your car) are in good hands.

Select from three different cover options.

Comprehensive.

Cover for loss or damage to your vehicle, and your legal liability for loss or damage to another person's vehicle or property.

Third-party fire and theft.

Cover for loss or damage to your vehicle by fire or theft only, and your legal liability for loss or damage to another person's vehicle or property.

Third-party property damage.

Cover for your legal liability for loss or damage to another person's vehicle or property.

Then select the policy which best suits your needs.

Motor vehicle insurance policy.

The motor vehicle insurance policy is the most flexible policy, available under all levels of cover.

Nominated driver motor vehicle insurance policy.

Nominated driver motor vehicle insurance policy is available under all levels of cover and designates that your car can be driven by no more than two nominated drivers who are 25 years of age or over.

Nominated driver low kilometre motor vehicle insurance policy.

Nominated driver low kilometre motor vehicle insurance policy designates that your car will be driven by no more than two nominated drivers who are 25 years of age or over, and will not be driven more than 10,000 kilometres during your period of insurance. This policy is only available with comprehensive cover.

Key features.

  • Flexible cover options.
  • Up to $30 million liability cover.
  • Includes uninsured motorist damage.
  • Pay-by-the-month premiums.
  • Australia-based support.
  • Covers cars and motorcycles.
  • Online application.
  • No claim bonus.
  • 24/7 claims.

Policy features and the extent of your cover will depend on the policy chosen. Policy conditions, limitations and exclusions apply.

Make a claim.

Call 13 24 80 for 24/7 claims assistance.

Need more help? Read our guide on how to make an insurance claim. 

Insurance issued by Insurance Australia Limited ABN 11 000 016 772 AFSL 227681 trading as CGU Insurance. In arranging this insurance Defence Bank Limited (Defence Bank) acts under its own AFSL and under an agreement with the insurer. Defence Bank receives commission when selling CGU insurance products. Please refer to Defence Bank’s Financial Services Guide (FSG) for details of these commissions. The relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) should be referred to when making a decision to acquire any insurance product. The FSG and relevant PDS and TMD are available by calling 1800 033 139 or visiting any Defence Bank Branch. The information contained in this brochure is general advice only as it has not taken into account you financial situation, objectives or needs.

 

08.03.2022 Defence Bank Fuel Card draw winners.
C Ovenden, NSW, winner of one $500 Coles Express Gift Card
B Power, SA, winner of one $500 Coles Express Gift Card
Yates M, NT, winner of one $500 Coles Express Gift Card
Richardson C, WA, winner of one $500 Coles Express Gift Card
Smylie R, NSW, winner of one $500 Coles Express Gift Card
Bigg T, NSW, winner of one $500 Coles Express Gift Card
Dawson B, VIC, winner of one $500 Coles Express Gift Card
Godwin H, QLD, winner of one $500 Coles Express Gift Card
Smith A, QLD, winner of one $500 Coles Express Gift Card
McKelvey K, QLD, winner of one $500 Coles Express Gift Card
Donnelly K, VIC, winner of one $500 Coles Express Gift Card
Nicholls K, NT, winner of one $500 Coles Express Gift Card
Sims T, NSW, winner of one $500 Coles Express Gift Card
Humphrys A, WA, winner of one $500 Coles Express Gift Card
Jenney F, ACT, winner of one $500 Coles Express Gift Card
Hicks J, QLD, winner of one $500 Coles Express Gift Card
Cooper S, ACT, winner of one $500 Coles Express Gift Card
Macginley W, QLD, winner of one $500 Coles Express Gift Card
Miller D, NSW, winner of one $500 Coles Express Gift Card
Booth J, QLD, winner of one $500 Coles Express Gift Card

*

Defence Bank WIN 1 of 60 $500 Fuel Cards draw opens from 8:00am AEST on Monday 6 December 2021 until 5:00pm AEDT on Thursday 30 June 2022 (promotion period). Total aggregate value of all prizes on offer is $30,000 (including gst), made up of sixty (60) $500 Coles Express Gift Cards (prize).

To be eligible to win a prize, entrants must purchase a new comprehensive motor vehicle policy from Defence Bank during the promotion period, and have held that policy for a minimum three weeks (21 days). One entry per policy.

Members will automatically be entered into the draw upon meeting eligibility criteria.

Winners will be selected at random from all eligible entries. One person may not win more than one (1) prize on offer.

Members must be over the age of eighteen (18) years. There will be three (3) random draws of twenty (20) prizes given away at 11:00am on the following days: 8/3/2022, 10/05/2022 and 26/07/2022 at Defence Bank head office at level 10/31 Queen Street, Melbourne VIC 3000.

Winners will be notified by phone and email within 48hrs of each draw. Any winner who fails to contact Defence Bank within two weeks of being notified of their win will forfeit their prize and a redraw will take place on either: 23/3/2022, 25/05/2022, and 09/08/2022 at 11:00am, level 10/31 Queen Street, Melbourne VIC 3000. Winners will be required to email marketing@defencebank.com.au confirming receipt of the giftcard for it to be activated within 72hrs by Defence Bank.

Coles Express Gift Cards are valid for 4 years from the date of issue. Coles Express Gift Cards shall be credited with $500 which may be spent during its validity period in-store at Coles Express or Coles Shell service stations in Australia. The Coles Express Gift Card may be spent on fuel or items sold by the service station. Each single purchase of fuel on the Coles Express Gift Card must be for no less than 2 litres of fuel. The Coles Express Gift Card must be presented in-store at the point of sale for use for a purchase transaction and is not redeemable for cash or payments of credit or store accounts. For each purchase transaction made with the Coles Express Gift Card, the remaining credit value shall be reduced by the purchase price for that transaction (with the purchase price of fuel based on the applicable fuel price at the relevant Coles Express or Coles Shell service station at the time of purchase). The Coles Express Fuel Gift Card should be treated like cash. Lost or stolen Coles Express Fuel Gift Cards will not be replaced or refunded. Use of the Coles Express Fuel Gift Cards is governed by their terms and conditions of use, available at https://www.giftcards.com.au/CMS/Page/giftcardtermsofpurchase, and any terms of use set out on the back of the Coles Express Fuel Gift Card.
Winners will be published on the day of the relevant draw on the Defence Bank website at defencebank.com.au.

In accepting a prize, the winner agrees to participate in and co-operate with all reasonable media editorial requests, including but not limited to, being interviewed and photographed, and the winner grants Defence Bank a perpetual and non-exclusive licence to use such footage and photographs in all media worldwide and the winner will not be entitled to any fee for such use.

Winners are required to collect their prize from a selected Defence Bank branch of their choice or it will be sent via registered post to the address linked to their Defence Bank motor vehicle policy. Defence Bank reserves the right to withdraw this promotion at any time. Defence Bank will not offer cash as an alternative prize. Defence Bank does not take any responsibility and we are not liable for any damage or harm caused through use of products won as part of the draw, be it indirect, special, incidental or consequential damages (including but not limited to damages for loss of business, loss of profits, interruption or the like). Defence Bank Limited ABN 57 087 651 385 AFSL/Australian Credit Licence 234582.

Insurance issued by Insurance Australia Limited ABN 11 000 016 772 AFSL 227681 trading as CGU Insurance. In arranging this insurance Defence Bank Limited (Defence Bank) acts under its own AFSL and under an agreement with the insurer. Defence Bank receives commission when selling CGU insurance products. Please refer to Defence Bank’s Financial Services Guide (FSG) for details of these commissions. The relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) should be referred to when making a decision to acquire any insurance product. The FSG and relevant PDS and TMD are available by calling 1800 033 139 or visiting any Defence Bank Branch. The information contained in this brochure is general advice only as it has not taken into account you financial situation, objectives or needs. Permit: ACT TP 21/02088 NSW: TP/01514 SA Licence number T21/1885

Use our personal or family budget calculator to see how our premiums would fit into your life.
Any questions? Speak to our experienced, helpful staff.
Get an online quote now.
Not a member? Join Defence Bank now.

Frequently asked questions.

While there is no minimum amount, there are some vehicles that we will not cover. Call our Contact Centre on 1800 033 139 to see if our coverage is right for you.

While there is no maximum age, there are some vehicles that we will not cover. Call our Contact Centre on 1800 033 139 to see if our coverage is right for you.

We can organise a quote for you on the spot through our Contact Centre or branch network.