Loans for all types, makes and models.

5 .69 % p.a. Annual rate.
6 .48 %* p.a. Comparison rate.

Great competitive rate.

Choose your repayment frequency.

Quick approval process.

Fast online application.

Whether it’s your first car, a new car, motorcycle or a total change of the type of vehicle, there’s nothing quite like the feeling of being given the keys to your new set of wheels. Whatever your reason, our straight-forward car loan is here for whatever you need, for whatever’s ahead. Follow these steps and you’ll be handed a new set of keys in no time.

Key features.

  • Competitive, low interest rate.
  • No fees for extra repayments.
  • Quick approval process.
  • No fees for early payouts.
  • Choose a loan term from one to seven years.
  • Choose between weekly, fortnightly or monthly payments.
Car loan. Annual rate. Comparison rate.*
Car loan interest rate. 5.69% p.a. 6.48% p.a.
Fees.  
Loan application fee.^ $150
Registration fee (security). $6
Processing fee (security). $50
Personal loan service fee (monthly). $10
Loan variation fee. $50
Arrears reminder notice fee (per letter). $20
Default notice (enforcement notice). $20

 

*

Comparison rate is based on a $30,000 loan over a 5 year term. Fees and charges are payable. Terms and conditions are available on request. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate applies to both secured and unsecured loans.

^

Not payable on New Car Loan and Used Car Loan products.

Fees and charges are payable. Terms & Conditions available on request.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate applies to both secured and unsecured loans.

Next steps?

Not yet a member? Join us for all these benefits and more.
Use our personal loan calculator to see how your new car fits into your budget.
Any questions? Talk to one of our experienced, helpful staff.
Start our fuss-free online application process to get you in your new wheels.

Frequently asked questions.

No, there are no fees to pay out your loan early. Paying off a loan early usually means you save money on interest over the life of your loan, making it a great step financially if you can afford to do so. This is why we have no fees in this instance, encouraging you to make the best decision for yourself.

While there is no set maximum amount, we often require a vehicle to be held as security over loans of a higher amount. If there is a suitable vehicle, we can assess the loan on its own merit.

Congratulations on being so near to paying off your loan. The process of paying out the remainder of your loan is different depending on the type of loan you have.
If you want to pay out your home loan, you’ll need to contact your personal home loan consultant. Our helpful staff at our Contact Centre or in-branch can let you know who that is if you’re unsure.
If you want to pay out your car loan or personal loan, we can provide you with a payout figure up to one week in advance of the requested payout date. This figure can change day to day, and we need to make the final payment into the loan to close it off. Once you’ve spoken to us and transferred the right amount into one of your everyday accounts, we’ll keep an eye on it and make sure it’s closed off for you.

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