It’s worth knowing the difference between payday loans and personal loans to decide which is best suited to you.
Easy access to funds.
Additional funds for emergencies.
Only pay interest on money used.
A Defence Bank overdraft facility offers additional funds at short notice for unexpected emergencies. It can also help if you're managing multiple direct debits to ensure everything is covered until your next payday.
Linked to your Everyday Access account, you can simply draw money as you need it, up to an agreed limit, only paying interest on the money you use – perfect for covering short-term financial demands.