Intel

Debt consolidation can streamline your money management, help you save on interest charges and let you clear the debt slate sooner. We look at debt consolidation done right.

It’s important to know how ‘balloon’ or ‘residual’ payments work – and how it can add to the cost of your car.

Buying a home involves more than paying a deposit. There are upfront costs that you need to budget for before you can turn the key to your dream property.

If a new car is on your wish list, you’re probably spending plenty of time comparing between makes and models. But there’s plenty to consider with car finance too. We explain the key issues to weigh up.

If saving a big deposit is holding you back from buying a home, don’t give up your goal. There are plenty of options to buy a house with less than 20% deposit.

A fixed rate home loan can protect you from rising interest rates and extend the savings of low rates, but there’s a lot to consider before locking in your loan’s interest rate.

Lenders mortgage insurance is a type of insurance that lets you buy a home with a deposit below 20%. This type of cover protects the lender, not the home buyer, so it’s worth looking at ways to cut the cost.

A home loan comparison rate includes the loan's regular interest rate as well as most upfront and ongoing fees, helping you make an ‘apples for apples’ comparison between different home loans.

Redraw is a feature of most variable rate home loans, letting home owners withdraw extra payments out of their loan if cash is needed in an emergency.