Can I deposit cheques into the deceased’s savings account?

Can I deposit cheques into the deceased’s savings account?

Cheques made payable to the deceased member may be considered for deposit into an account in the deceased’s name only after management review. Should you wish to have a cheque deposited into the deceased’s account we will require a copy of the cheque to be sent to us along with a copy of the Death Certificate and Will if we do not hold these already.

Cheques made payable to the “Estate of” form part of the estate and as such must be deposited into an ‘Estate of’ account only and cannot be deposited into an account in the deceased name.