Rates and fees relating to Defence Bank's range of credit cards.
| Credit card. | 6 mth intro rate.* | Ongoing rate. |
|---|---|---|
| Interest rate. | 3.99% p.a. | 8.99% p.a. |
| Fees. | |
|---|---|
| Annual fee. (Half the annual fee $22.50 is donated to the Defence Bank Foundation each year the card is held.) |
$45 |
| Additional cardholder fee. | $0 |
| Late payment fee. | $20 |
| Cash advance fee (includes withdrawals, electronic transfers, cheques and Bank@Post). | From $4.10 |
| Foreign currency conversion fee (percentage of value of transaction). | 3% |
| Visa cards reported lost or stolen overseas- Foreign currency conversion fee, percentage of value of transaction. | |
| - Emergency overseas Visa replacement fee. | US$175 |
| - Emergency overseas Visa cash advance fee. | US$175 |
Other fees may apply so check our credit card fees and charges schedule and read the key facts about our credit cards.
*
Applicable for the first six months which then reverts to the ongoing rate, currently 8.99%pa.