Rates and fees relating to Defence Bank's range of credit cards.
|Credit card.||6 mth intro rate.*||Ongoing rate.|
|Interest rate.||3.99% p.a.||8.99% p.a.|
(Half the annual fee $22.50 is donated to the Defence Bank Foundation each year the card is held.)
|Additional cardholder fee.||$0|
|Late payment fee.||$20|
|Cash advance fee (includes withdrawals, electronic transfers, cheques and Bank@Post).||From $4.10|
|Foreign currency conversion fee (percentage of value of transaction).||3%|
|Visa cards reported lost or stolen overseas- Foreign currency conversion fee, percentage of value of transaction.|
|- Emergency overseas Visa replacement fee.||US$175|
|- Emergency overseas Visa cash advance fee.||US$175|
Applicable for the first six months which then reverts to the ongoing rate, currently 8.99%pa.