Bruce the dog enjoying a sunny day.

The credit card that has tails wagging.

3 .99 %* p.a. 6 mth intro rate.
Bruce the dog enjoying a sunny day.

Up to 55 days interest free on purchases.

Same low rate for purchases and cash advances.

Additional cardholder at no extra cost.

A win for members, veterans and rescue dogs.

One of Australia’s lowest interest rates.

A low-interest rate is just the start to saving you money. A range of other key features keeps you in control of your money. For home, Tap&Go contactless payments are ready to go. And when traveling becomes the thing we can do again, or maybe you’re already shopping online, it’s good to know Visa is accepted worldwide, has 24/7 monitoring for suspicious or fraudulant activity, and card controls which let you enable/disable features on-the-spot.

Key features.

  • 3.99% p.a. 6 month introductory rate.*
  • 8.99% p.a. ongoing rate.
  • Up to 55 days interest free on purchases.
  • Same low rate for purchases and cash advances.
  • Additional cardholder at no extra cost.
  • Compatible with digital wallets from Apple, Fitbit, Garmin, Google and Samsung.
  • Available to all Australians.

One of Australia’s greatest causes.

Half of the annual $45 card fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs. This needed and welcomed cause provides specially-trained assistance dogs like Bruce (the handsome face featured on the card) to veterans living with post-traumatic stress disorder (PTSD).

A credit card that gives back.

Australia’s Defence Bank has a strong and proud record of serving and supporting those who protect us. The new Defence Foundation Visa Credit card provides a tangible way for all Australians to give back to the Defence community.

The Community Dogs’ program changes lives through assistance dogs at no cost to veterans. Under the program, rescue dogs are trained in correctional facilities before being presented to veterans - providing a second chance for the dogs, inmates and veterans.

 

*

Rates are current as at 1 October 2020 and subject to change. Introductory rate is applicable for the first six months and then reverts to the ongoing rate. See the current rate. Credit eligibility criteria, terms and conditions, fees and charges apply.

Terms and conditions, fees and charges apply and are available upon request.

Approval subject to Defence Bank's lending criteria.

Rates apply to new applications received however are subject to change at anytime.

Defence Bank’s Target Market Determination can be viewed here.

All products except foreign currency and insurance are issued by Defence Bank. Defence Bank recommends you read the Defence Bank Products and Services - Conditions of Use for any product you choose to take. Any advice contained on this website is general advice only.

Next steps...

Not a member? Join Defence Bank now.
Our secure application process is entirely online.
Calculate how much you can save on credit card repayments.
Compatible with digital wallets across Apple, Google and more.

Frequently asked questions.

If you are new to Defence Bank:

  1. Head over to the Defence Bank Foundation Credit Card.
  2. Click on Apply now > Start New Application and follow the prompts.

If you are an existing Defence Bank Member log into Online Banking or use the Mobile App.

Online Banking.

  1. Log into your Defence Bank Online Banking.
  2. From the menu select Apply > Apply For Loan.
  3. Input your one-time password or VIP security code.
  4. Select Start New Loan and follow the prompts.

Mobile app.

  1. Log in to your Defence Bank mobile app.
  2. From the menu select Apply > Apply For Loan.
  3. Under the menu select Products > Credit Cards where you will be redirected to the Defence Bank Credit Card page on our website.
  4. Select Apply now > Start New Application and follow the prompts.

Yes, although cash withdrawals from ATMs may attract interest and you may also have to pay a cash advance fee. Click here Defence Bank Foundation Credit Card | Defence Bank for more information.

  1. Login to online banking.
  2. Under the main menu, select Services and tap Card Management.
  3. Select the card you would like to enable.
  4. Tap Card controls and within the ATM withdrawals section, toggle ‘International’ on.

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